When Is the Perfect Time To Move?

by Kealan O'Neil

When Is the Perfect Time To Move?




Waiting for the perfect moment to act—especially in today’s market—can be tempting. You might be hoping for lower mortgage rates or falling home prices. However, timing the market rarely works, and here’s why.

There is no perfect market.

Whenever you buy, there will always be benefits and trade-offs—and that’s completely normal. If you’re skeptical, just think back over the last five years in the housing market.

A few years ago, mortgage rates hit historic lows, prompting a rush of buyers to secure those rates. The result? Homes were snapped up quickly, inventory dropped, bidding wars became common, and prices soared. While buyers locked in great rates, they faced intense competition.

Now, rates and prices are higher, making buying more expensive. However, inventory has reached its highest point in years, giving you more options and reducing the likelihood of bidding wars. Every market comes with its own advantages and challenges.

If you’re ready to move and can afford it, focus on leveraging trends in your favor. A trusted pro can help guide you through the rest. As Bankrate puts it:

“The complexities of the current conditions mean that, now more than ever, it’s smart to lean on the guidance of an experienced local real estate agent. If you want to enter the housing market in 2025, whether as a buyer or a seller, let a pro lead the way for you.”

While achieving your goals may feel like an uphill battle in today’s complex market, it is doable. But you’ll need the help of a trusted real estate agent and a lender.

Your agent can help you find creative solutions, such as exploring smaller condos, considering fixer-uppers, or expanding your search area. Meanwhile, your lender can guide you through loan options and down payment assistance programs to help make the numbers work. As Yahoo Finance says:

“Buying a house at a time when both mortgage rates and home prices are favorable is a challenge. You probably shouldn’t try to time the housing market . . . Buy when it makes sense for you personally.”

Bottom Line

There’s never a perfect time to move—every market has its ups and downs. The key is to maximize the factors in your favor. If you’re ready and able to move, let’s connect to ensure you have the guidance and resources to make it happen.

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Kealan O'Neil

Broker | License ID: 471.018734

+1(630) 788-7273

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