Welcome to this charming 1980s duplex home in the sought-after Waterfront Estates community of Naperville - a warm, cottage-style retreat defined by its comfortable, easy-to-manage flow and quiet, friendly streetscape! Carefully maintained and thoughtfully updated by its longtime owners of 35 years, this 3-bedroom, 2-bathroom home offers cozy, low-maintenance living with a one-car attached, heated garage and an inviting covered, front porch and a large, relaxing rear, fenced concrete patio that faces a beautiful treelined backyard and no backyard neighbors you will love coming home to. The HOA takes care of the heavy lifting, covering common area maintenance, lawn and shrub care, and driveway seal coating - giving you more time to enjoy life and less time on upkeep. Step inside to discover an inviting interior. The kitchen features refreshed cabinetry with updated stainless steel Samsung appliances, including a refrigerator, range, dishwasher, and microwave (2023), making meal prep a breeze. Freshly updated stair carpet (2018) adds warmth and comfort, and all window treatments stay, so this home is truly move-in ready. The bathrooms have been thoughtfully refreshed, with updated cabinets (2012) in the main bath and powder room, plus a beautifully renovated tub and tile shower surround (2024). A Carrier gas furnace (2020) and Carrier central air conditioning keep you comfortable through every season, while a newer Bradford White water heater (2023) adds dependable peace of mind. This home offers convenient access to top-rated schools including Maplebrook Elementary, Lincoln Junior High, and Naperville Central High School, as well as access to nearby parks, the DuPage Bike Trail, DuPage River, shopping, dining, and everything that makes Naperville one of the most desirable communities in the Chicago area. Don't miss your opportunity to own this well-loved charmer in a quiet, friendly neighborhood! Please note that the FEMA Flood Map Service Center denotes that this home sits in Zone X, the lowest known flood risk designation, and flood insurance is not required.