O'Neil Property Group
Elgin Neighborhood Guide

Cobbler’s Crossing

Cobbler’s Crossing is northeast Elgin’s value anchor—a large Kimball Hill community built 1987–1999 with single-family homes, townhomes, and condos around a community pool, tennis courts, parks, and ponds.

$236K–$520K
Price Range (by product)
1987–1999
Years Built
40
Sales in 2025
~$339K
2025 Median Sale

Living in Cobbler’s Crossing

Cobbler’s Crossing spreads across Elgin’s northeast side—the Cook County portion of the city, zip 60120—where Kimball Hill Homes built it out between 1987 and 1999. It’s one of the largest communities in the city, mixing single-family sections (including the larger Cobbler’s Crossing Estates homes), townhome rows, and condo buildings, and it’s the first place I take value-focused buyers who want subdivision living with real amenities at Elgin’s most workable prices.

The numbers explain its steady popularity: 40 sales closed in 2025 at a median around $339,000, with single-family homes generally trading from about $365,000 to $520,000 and the townhomes and condos from roughly $236,000 to $310,000. Homes run from about 950 square feet in the smallest condos to nearly 4,000 in the biggest Estates singles—a spread that lets first-time buyers, families, and downsizers all shop the same community.

Association amenities—community pool, tennis courts, parks, trails, and ponds—come with fees that vary sharply by product: single-family sections run modest (roughly $14–$229 a month depending on section), while townhome and condo sections run about $180–$450 with exterior coverage. One practical note: this is the Cook County side of Elgin, which assesses differently than Kane—the same list price can carry a different tax bill than a Kane-side equivalent, so we pull the actual bill on every showing here.

Cobbler’s Crossing at a Glance

  • Location Northeast Elgin (Cook County side, 60120), around the Shady Oaks Drive and Stillwater Road area off Congdon Avenue
  • Builder Kimball Hill Homes
  • Built 1987–1999
  • Homes Large community—single-family sections (including Cobbler’s Crossing Estates), townhomes, and condos; ~950–3,968 sq ft, 2–6 bedrooms
  • HOA Single-family roughly $14–$229/month by section; townhomes/condos roughly $180–$450/month with exterior coverage—verify per section
  • Amenities Community pool, tennis courts, parks, trails, ponds, association party room
  • School District District U-46; commonly cited campuses include Larsen Middle School and Elgin High School—verify assignment per address

Cobbler’s Crossing Home Types & Prices

Pricing reflects Cobbler’s Crossing sales and active listings as of mid-2026.

$236K–$310K

Townhomes & condos

Two- to three-bedroom attached homes averaging about 1,300–1,400 square feet—Elgin’s most reliable sub-$300K inventory with association exterior care. First-time buyers and investors compete for these.

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$365K–$450s

Core single-family homes

Three- to four-bedroom Kimball Hill two-stories and split-levels, mostly 1,800–2,400 square feet with garages and yards—the community’s volume band.

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$450s–$520K

Cobbler’s Crossing Estates

The largest singles—up to nearly 4,000 square feet with four to six bedrooms—anchor the community’s top end and trade quickly when updated examples list.

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Cobbler’s Crossing Homes for Sale

Browse every active Elgin listing—updated in real time from the MLS—and tell us you’re watching Cobbler’s Crossing: we track this community daily and can alert you the moment something lists.

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What Living Here Comes With

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Pool & tennis

The association’s community pool and tennis courts anchor the amenity package—rare inclusions at this price point anywhere in the Fox Valley.

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Parks, trails & ponds

Internal parks and paths connect the sections, with ponds (maintained through association fees in the south sections) breaking up the streetscape.

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Commuter position

The northeast-side location puts I-90’s Route 25 interchange about ten minutes north and keeps Metra’s three Elgin stations within a 10–15 minute drive.

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U-46 campuses nearby

Several District U-46 schools sit in and around the community’s attendance area—verify the current assignment for any address with the district.

Schools Serving Cobbler’s Crossing

Cobbler’s Crossing is served by School District U-46, the state’s second-largest district. Verify current attendance boundaries with the district, as they can change and assignments are parcel-specific.

Neighborhood elementaries

U-46 · Elementary

Sources cite several nearby U-46 elementary campuses serving the community’s sections. Assignments are address-specific—confirm the current boundary with U-46.

Larsen Middle School

U-46 · Middle

The commonly cited middle school assignment for the community; district bus service covers the neighborhood.

Elgin High School

U-46 · 9th–12th

The commonly cited high school assignment—though sources differ on some sections, so verify with U-46 for any specific address.

Getting Around from Cobbler’s Crossing

Around Elgin

Cobbler’s Crossing sits on the northeast side—about ten minutes to downtown’s riverfront, library, and rec center, with the Route 25 and Summit Street corridors covering daily errands closer to home.

Commuting to the Suburbs

I-90 at Route 25 is roughly ten minutes north, putting Schaumburg and Hoffman Estates within 25–35 minutes—this is Elgin’s best-positioned major community for Golden Corridor commuters.

Getting to Chicago

All three Elgin Metra stations are 10–15 minutes away—67–88 minutes to Union Station—and driving via I-90 runs about an hour to the Loop outside rush.

Cobbler’s Crossing FAQs

How much does a home in Cobbler’s Crossing cost?
The 2025 median was about $339,000 across 40 sales—singles generally $365,000–$520,000 and townhomes/condos roughly $236,000–$310,000.
What are the HOA fees in Cobbler’s Crossing?
They vary sharply by product: single-family sections roughly $14–$229 per month, townhome and condo sections about $180–$450 with exterior coverage. We confirm the exact fee and coverage per section.
What amenities does Cobbler’s Crossing have?
A community pool, tennis courts, parks, trails, and ponds—an unusually full package for the price point.
What schools serve Cobbler’s Crossing?
District U-46—commonly cited assignments include Larsen Middle School and Elgin High School, though sources differ on some sections. Verify the current assignment with U-46 for any address.
Is Cobbler’s Crossing in Cook County?
Yes—it sits on Elgin’s northeast side in the Cook County portion of the city (60120), which assesses property differently than Kane. We pull the actual tax bill on every home here.
Is Cobbler’s Crossing a good investment?
The sub-$310K attached inventory, association amenities, and I-90 access make it one of Elgin’s steadiest rental markets. Check section rental caps first—we verify before investors offer.

Buy or Sell in Cobbler’s Crossing

We track Cobbler’s Crossing daily—pricing, fees, and what’s coming to market. Get real answers before you make a move.