O'Neil Property Group
Providence is one of far-west Elgin’s largest master-planned communities—single-family homes, townhomes, and condos from four production builders around a clubhouse, pool, and lakeside parks, all in Central District 301.
Providence spreads across far-west Elgin south of Route 20 and west of Randall Road, built primarily between 2004 and 2013 by K. Hovnanian, Town & Country, D.R. Horton, and William Ryan, with the Remington at Providence phase adding homes into the mid-2010s. It’s a genuinely large community—several hundred single-family homes plus townhome and condo pockets—which gives it something rare in one subdivision: an entry point for nearly every budget, from mid-$200s condos to $500K+ singles on quarter-acre lots.
The single-family stock runs roughly 1,500 to 4,800 square feet, two to six bedrooms, and recent detached sales mostly land between the low $400s and mid $500s—sources put the recent median around $500,000–$540,000—while townhomes and condos generally trade from the high $200s to around $350,000. That spread makes Providence a community people move within: we’ve seen buyers start in a townhome and move up to a single without changing their kids’ bus route.
Amenities anchor the community’s middle: a clubhouse and pool, tennis courts, and a chain of parks including Boathouse Park with its fishing dock on the community lake, plus Settlers Park and Heritage Park, with the Mid-County Trail threading through. HOA fees vary widely by product—roughly $22 a month on many single-family sections to $400+ for condos with full exterior coverage—so we confirm the fee and what it covers on every showing.
Pricing reflects Providence sales and active listings as of mid-2026.
The attached sections deliver two- to three-bedroom homes with attached garages and association exterior care—far-west Elgin’s most affordable entry into District 301. HOA fees run higher here because they cover more; we do the total-payment math with you.
See listings →Three- to five-bedroom two-stories from the four production builders, mostly 2,000–3,200 square feet on quarter-acre lots with basements. This is the community’s volume band and where the recent median sits.
See listings →The biggest plans reach past 4,800 square feet—five and six bedrooms with three-car garages on premium lots. Recent top sales have pushed well into the $500s with outliers above.
See listings →Browse every active Elgin listing—updated in real time from the MLS—and tell us you’re watching Providence: we track this community daily and can alert you the moment something lists.
Providence’s association clubhouse and outdoor pool anchor the community’s core—included in the dues that also maintain the parks and commons.
The community lake comes with a fishing dock at Boathouse Park—a genuine amenity for kids with poles and evening walkers alike.
Settlers Park and Heritage Park add playgrounds and green space, with tennis courts and the Mid-County Trail connecting the sections.
The retail corridor—groceries, restaurants, Advocate Sherman Hospital—sits minutes east, without the corridor’s traffic reaching into the neighborhood.
Providence is served by Central Community Unit School District 301. Verify current attendance boundaries with the district, as they can change and assignments are parcel-specific.
Providence addresses split between D301’s Elgin-side elementaries—Country Trails (in neighboring Highland Woods) and Prairie View. The district assigns by parcel; confirm before you buy.
D301’s middle school serving the far-west Elgin attendance area; district bus service covers Providence.
The district’s high school in Burlington serves Providence along with D301’s other far-west Elgin communities.
Providence sits minutes west of the Randall Road corridor’s retail and healthcare, with the Highlands of Elgin golf course nearby. Downtown Elgin’s riverfront and Metra stations are about 15 minutes northeast.
Route 20 and the US-20 bypass carry you east across the city; I-90 at Randall Road is roughly 12–15 minutes north for the Golden Corridor. St. Charles and the Tri-Cities are 15–20 minutes south via Randall.
Plan on 60–75 minutes driving via I-90 outside rush. Metra’s Milwaukee District West line runs from Big Timber Road—about 12–15 minutes away with 722 parking spaces—reaching Union Station in roughly 67–88 minutes.
We track Providence daily—pricing, fees, and what’s coming to market. Get real answers before you make a move.