O'Neil Property Group
Montgomery Home Search

Montgomery Homes Under $500K

Live Montgomery listings updated daily from the MLS — plus what local buyers should know before making a move.

~$349K
Median Sale Price
22,000
Population
2
Counties: Kane & Kendall
5★
Google Rating

About Montgomery Homes Under $500K

Under $500K, essentially the entire Montgomery market opens up—established singles across every master-planned community, the newer move-up homes in Huntington Chase and Blackberry Crossing West, most of Balmorea and Saratoga Springs, and much of D.R. Horton’s new construction at Marquis Pointe. This is the bracket where buyers comparing Oswego, Naperville, or DuPage County discover what the same money buys one town west: more square footage, newer systems, and quarter-acre lots, still within 10 minutes of the Aurora Metra.

Looking for help narrowing down your search? Call or text Kealan at 630-381-4995 for a personalized list of homes that match your budget and priorities.

Montgomery Homes Under $500K — Updated Daily

Active listings pulled directly from the MLS.

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What You Can Expect from Montgomery Homes Under $500K

Expect four-bedroom two-stories from 2,000 to 3,200 square feet in the newer subdivisions, larger Foxmoor and Seasons Ridge resales, and new-construction plans at Marquis Pointe below the $500K line. Three-car garages, full basements, and quarter-acre lots start appearing consistently in this range. Homes here draw slightly fewer bidding wars than the sub-$400K frenzy, but well-presented listings still go pending fast.

Montgomery Neighborhoods & Local Insight

Huntington Chase (Yorkville CUSD 115) and Blackberry Crossing West are the signature move-up communities in this bracket—most recent sales land between $385K and $530K. Foxmoor’s larger singles on the Kane side reach the high $400s, and Saratoga Springs trades $420K–$524K. New construction at Marquis Pointe starts at $429,990, which puts a brand-new home in direct competition with 15-year-old resales—worth comparing carefully.

Buyer Tips & Financing

In this bracket the new-construction question matters: D.R. Horton’s base pricing at Marquis Pointe overlaps the resale market, so weigh builder incentives, rate buydowns, and the SSA against an established home with mature landscaping and finished basement space. We represent buyers at the builder at no cost to you—and the builder’s on-site agent works for the builder, not for you.

Good to Know Before You Buy

Sellers in this range compete on condition. Buyers stepping up from $350K expect updated kitchens and baths at $475K—homes that deliver go quickly, homes that don’t sit and take price cuts. On the buy side, that’s your opening: the dated listing nobody lines up for is often the best value in the village.

Frequently Asked Questions

What does $500K buy in Montgomery?
Nearly anything in the village: four-bedroom move-up homes in Huntington Chase or Blackberry Crossing West, larger Foxmoor singles, Saratoga Springs resales, or new construction at Marquis Pointe.
Is new construction available under $500K in Montgomery?
Yes—D.R. Horton’s Marquis Pointe starts at $429,990 for two-story singles from 1,818 sq ft. Several floor plans price under $500K depending on options.
Which Montgomery subdivisions have the newest homes under $500K?
Marquis Pointe (2019–present), the Lennar section of Huntington Chase (~2018–2020), Balmorea’s Ryan Homes phase (2019–2022), and Blackberry Crossing West’s later phases.
Do these homes come with extra taxes or fees?
Often. Most newer Montgomery subdivisions carry an SSA, and school district and county assignment change by location. We pull the full tax bill on every property before you offer.
Should I buy new at Marquis Pointe or resale?
It depends on your timeline and priorities—new gets you warranties and current finishes; resale gets you mature lots, finished basements, and no construction wait. We run the comparison with real numbers for every client.

Ready to Find Your Montgomery Home?

Whether you are just starting your search or ready to schedule a showing, Kealan O’Neil is here to help you every step of the way.