O'Neil Property Group
Live Montgomery listings updated daily from the MLS — plus what local buyers should know before making a move.
Affordable in Montgomery means real ownership at real payments: condos and townhomes from roughly $220K, occasional detached homes under $300K, and monthly costs that undercut renting across much of the Fox Valley corridor. The village’s $349K median is already among the lowest of any full-amenity community this close to the Aurora Metra—this search digs below it, surfacing the most attainable listings in town, updated daily.
Looking for help narrowing down your search? Call or text Kealan at 630-381-4995 for a personalized list of homes that match your budget and priorities.
Active listings pulled directly from the MLS.
Expect condos and townhomes in Lakewood Creek, Seasons Ridge, Foxmoor, and Fairfield Way, plus the occasional older single-family home near the village core. At these prices, association fees do real work—exterior, lawn, snow—which helps first-time budgets. Competition is constant: this is where renters converting to owners and investors overlap.
The under-$300K lane is where Montgomery’s value story is strongest—comparable units in Naperville or downtown Aurora’s new developments run dramatically higher. Boulder Hill next door (Montgomery mailing address, unincorporated) adds 1960s detached homes at attainable prices for buyers flexible on jurisdiction. Every dollar of HOA and SSA matters at this price point; we model the full payment on every candidate.
Stack the programs: FHA at 3.5% down, IHDA down payment assistance for eligible first-time buyers, and seller credits where the market allows. Get the association’s warrantability confirmed before you tour attached units. And compare the total monthly—PITI plus HOA plus any SSA—against your rent; in Montgomery the math frequently already favors owning.
Affordable inventory moves fastest of all—the buyer pool is deepest at the bottom of the price ladder. The winning pattern: financing fully arranged before the search, same-day showings, and clean offers without exotic contingencies. We coach first-time buyers through exactly that, start to keys.
Whether you are just starting your search or ready to schedule a showing, Kealan O’Neil is here to help you every step of the way.