O'Neil Property Group
Montgomery Home Search

Montgomery Homes with Finished Basements

Live Montgomery listings updated daily from the MLS — plus what local buyers should know before making a move.

~$349K
Median Sale Price
22,000
Population
2
Counties: Kane & Kendall
5★
Google Rating

About Montgomery Homes with Finished Basements

Montgomery’s 2000s building wave put a full basement under nearly every house in the village—and two decades later, the finished ones are the listings buyers fight over. A finished lower level adds a rec room, guest suite, home office, or gym without changing the footprint, and in communities like Lakewood Creek, Huntington Chase, and Blackberry Crossing West it can mean 800 to 1,500 bonus square feet. This search isolates exactly those listings, updated daily.

Looking for help narrowing down your search? Call or text Kealan at 630-381-4995 for a personalized list of homes that match your budget and priorities.

Montgomery Homes with Finished Basements — Updated Daily

Active listings pulled directly from the MLS.

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What You Can Expect from Montgomery Homes with Finished Basements

Expect 2000s two-stories where the basement adds a second living zone—typical finishes include a family/media room, a bar or kitchenette, a full or half bath, and a bedroom or office with egress. Quality varies from builder-finished to weekend-project; look for permits, ceiling height, and moisture management. Homes with a full bath down command the strongest premiums.

Montgomery Neighborhoods & Local Insight

The move-up communities—Huntington Chase, Blackberry Crossing West, Saratoga Springs—produce the most fully finished lower levels, often with 9-foot pours in the later phases. In Lakewood Creek and Seasons Ridge, a finished basement frequently separates the fastest-selling listings from the rest of the block. New construction at Marquis Pointe typically delivers unfinished—buyers who want it done should price the resale alternative.

Buyer Tips & Financing

Verify the finish was permitted (village records), check for egress in any basement bedroom, and have the inspector look hard at moisture: sump, grading, and any past seepage. An unpermitted finish isn’t a dealbreaker, but it changes value and insurance conversations—we’ll flag it before you write.

Good to Know Before You Buy

Price per square foot math gets interesting here: finished basement space typically appraises below above-grade space but lives almost the same. That gap is the buyer’s opportunity—and the reason a $450K home with a finished lower level can out-live a $480K one without it.

Frequently Asked Questions

Which Montgomery subdivisions have finished basements?
They appear village-wide in the 2000s stock—most commonly in Huntington Chase, Blackberry Crossing West, Saratoga Springs, and the larger Lakewood Creek plans.
How much value does a finished basement add?
Typically it appraises below above-grade space but adds real market appeal—finished-basement listings in Montgomery consistently sell faster and closer to (or over) list.
What should I check on a finished basement?
Permits, egress for any bedroom, bath plumbing, ceiling height, and moisture history—sump, grading, seepage. Our inspectors go through all of it.
Do new Marquis Pointe homes include finished basements?
Typically delivered unfinished. Compare the cost to finish new against buying a resale that’s already done—we run that math for clients regularly.
Can I count basement square footage in the price?
Appraisers value it separately from above-grade space. We price every finished-basement listing against true comps so you neither overpay nor underprice.

Ready to Find Your Montgomery Home?

Whether you are just starting your search or ready to schedule a showing, Kealan O’Neil is here to help you every step of the way.