O'Neil Property Group
Community Guide

Montgomery, Illinois

A Fox River village of 22,000 straddling Kane and Kendall counties, directly south of Aurora. Established subdivisions, active D.R. Horton construction, and a median price that undercuts nearly every community around it.

~$349K
Median Sale Price
22,000
Population
2
Counties: Kane & Kendall
5★
Google Rating

What’s It Actually Like Living in Montgomery?

Montgomery is the community I bring up when a buyer wants the Fox Valley but the numbers in Oswego or Naperville aren’t working. The median sale price here is running near $349K—about $35K below Oswego and roughly $175K below Naperville—and that gap buys real substance: master-planned subdivisions with pools and parks, a riverfront village core, and a location three miles from the Aurora Metra station.

The village sits on both banks of the Fox River directly south of Aurora, and it’s one of the oldest settlements in the valley—founded in 1835 by Daniel Gray, whose 1853 stone gristmill still stands on the riverfront and now houses restaurants and a speakeasy-style bar. Montgomery Park anchors the downtown stretch of river with boat access and a pavilion, the Virgil Gilman Trail runs eleven paved miles through the east side, and Douglas Road keeps a lineup of locally owned storefronts.

The growth story is dramatic even by Fox Valley standards: about 5,500 people in 2000, more than 18,000 by 2010, and roughly 22,000 today. The subdivisions built in that wave—Lakewood Creek, Seasons Ridge, Foxmoor, Blackberry Crossing, Huntington Chase, Fairfield Way, Balmorea—are now the resale core of the market, and building never fully stopped: D.R. Horton is selling new two-story homes at Marquis Pointe from the low $430s. On the employer side, Caterpillar has built wheel loaders here since 1959, and the industrial corridor keeps adding names.

The wrinkle buyers need to understand is that Montgomery straddles two counties—Kane to the north and west, Kendall to the south—and five school districts serve different parts of the village. Tax rates, school assignments, and Special Service Area fees genuinely change from one subdivision to the next. That’s not a reason to avoid Montgomery; it’s a reason to work with someone who checks the details on every address.

Getting Around from Montgomery

US 30 crosses the village and Routes 31 and 25 run up each side of the river, with Orchard Road putting you on I-88 at North Aurora in about 15 minutes. There’s no Metra station in town—a Kendall County extension has been studied for years without funding—but the Aurora Transportation Center is only about three miles north, with BNSF trains reaching Union Station in roughly an hour, faster on expresses. Figure about an hour to O’Hare via I-88 and 20 to 30 minutes to Naperville or the I-88 corridor jobs. Kendall Area Transit adds weekday bus service on the Kendall side.

Single-family home in Montgomery Illinois

Montgomery IL Housing Market Overview

What we’re seeing on the ground across Montgomery neighborhoods as of summer 2026.

~$349K

Median Sale Price

Montgomery’s median sale price is running near $349K, with the typical home value around $336K—up about 3% over the past year. Townhomes and condos generally trade between $220K and $310K. Compare Oswego at ~$385K or Yorkville at ~$380K.

~7 days

Days to Pending

Well-priced Montgomery homes are going pending in about a week—among the fastest in the Fox Valley—and more than half of recent sales closed over list price. Buyers need to be pre-approved and ready to move; sellers still have to price correctly to capture that demand.

From $430K

New Construction

D.R. Horton is building two-story singles at Marquis Pointe—1,818 to 2,600 sq ft, 3 to 4 beds, priced $429,990 to $512,990 with no HOA. It’s currently the only active builder community inside the village, which keeps demand for those lots steady.

~85

Active Listings

Inventory sits around 85 active listings—roughly 1.3 months of supply at the current sales pace of about 27 closings a month. That’s a tighter market than Oswego or Yorkville right now, which is part of why homes here move so quickly.

Aurora & DuPage

Where Buyers Are Coming From

First-time buyers priced out of Oswego and Naperville, move-up buyers from Aurora, and relocations out of DuPage and Cook counties. At $203–$207 per square foot, Montgomery is one of the best value plays left this close to the Metra and I-88.

2.33–2.55%

Effective Tax Rate

The Kane County side of the village runs about 2.33% effective with a median bill near $5,100; the Kendall County side runs about 2.55% with bills near $6,600. Most newer subdivisions also carry Special Service Area (SSA) fees—always verify the full bill on any specific property.

Top Montgomery Neighborhoods & Subdivisions

Every subdivision in Montgomery has its own feel—and its own county, school district, and tax picture. Scroll through the ones our buyers ask about most.

Lakewood Creek
Clubhouse & Pool Master-Planned

Lakewood Creek

Montgomery’s largest master-planned community, built 2001–2009. Singles, townhomes, and duplexes around a clubhouse, outdoor pool, tennis courts, and an on-site SD 308 elementary. Note the separate infrastructure assessment on single-family homes—we flag it on every showing.

See Lakewood Creek Listings →
Seasons Ridge
Established Ranch Options

Seasons Ridge

One of Montgomery’s most established communities, built 1988–2003 off Douglas Road. A wide mix—singles, townhomes, condos, and a ranch pocket at Lakeside—served by the Oswegoland Park District. Recent sales span roughly $215K to $450K.

See Seasons Ridge Listings →
Foxmoor
Kane County Kaneland Schools

Foxmoor

Cambridge Homes community on the village’s west side next to Jericho Lake Park, built 2001–2011. Townhomes in the $240s–$300s and larger singles from the low $400s to nearly $490K. The Kane County address feeds Kaneland CUSD 302.

See Foxmoor Listings →
Marquis Pointe
New Construction No HOA

Marquis Pointe

Montgomery’s active new-construction community, now selling by D.R. Horton. Two-story singles from 1,818 to 2,600 sq ft, priced $429,990–$512,990, on quarter-acre lots near the US 30/34 junction. SD 308 schools; no HOA, though an SSA applies.

See Marquis Pointe Listings →
Blackberry Crossing West
Newer Singles Pickleball Park

Blackberry Crossing West

Ryland-built singles and townhomes from 2003–2013 around Dickson Road, anchored by a Fox Valley Park District park with pickleball courts and athletic fields. Recent single-family sales run roughly $445K–$530K. School assignment splits between districts here—verify by address.

See Blackberry Crossing West Listings →
Huntington Chase
Move-Up Homes Yorkville Schools

Huntington Chase

Single-family community in far southwest Montgomery—Kimball Hill originals from 2005–2008 plus a newer Lennar section finished around 2020. Homes run 1,636 to 3,205 sq ft with recent sales between $385K and $540K, feeding Yorkville CUSD 115.

See Huntington Chase Listings →

Also worth knowing: Balmorea, Fairfield Way, Blackberry Crossing, Montgomery Crossings, Orchard Prairie North, Saratoga Springs, and Arbor Ridge. Call or text Kealan at 630-381-4995 and we’ll match your budget to the right one.

Montgomery Homes for Sale — Updated Daily

Every active listing in Montgomery, pulled directly from the MLS. Use the filters to narrow by price, beds, or property type.

See All Montgomery Listings

Montgomery Schools & School Districts

Five public school districts serve different parts of Montgomery: Oswego CUSD 308, West Aurora 129, East Aurora 131, Yorkville CUSD 115, and Kaneland CUSD 302. Which one applies depends entirely on the address—often subdivision by subdivision.

Lakewood Creek Elementary

SD 308 · K–5th

Located inside the Lakewood Creek subdivision on Lakewood Creek Drive—walkable for families in the neighborhood and nearby Blackberry Crossing.

Nicholson Elementary

West Aurora SD 129 · K–5th

West Aurora District 129 elementary located in Montgomery, serving the village’s north and northwest neighborhoods, including Arbor Ridge.

Boulder Hill Elementary

SD 308 · K–5th

Serves the Boulder Hill area and adjacent Montgomery neighborhoods east of the river, including Seasons Ridge and Marquis Pointe.

Thompson Junior High

SD 308 · 6th–8th Grade

The junior high assignment for much of Kendall-side Montgomery within District 308, located in nearby Oswego.

Oswego High School

SD 308 · 9th–12th Grade

The high school for most SD 308 addresses in Montgomery. District 308 operates 22 schools serving roughly 18,000 students across the area.

Yorkville High School

CUSD 115 · 9th–12th Grade

Serves Montgomery’s southwest subdivisions in Yorkville CUSD 115—including Huntington Chase, Fairfield Way, and Balmorea—via Bristol Bay Elementary and Yorkville Middle School.

West Aurora High School

SD 129 · 9th–12th Grade

The high school for Montgomery’s District 129 addresses on the north side. Kane-side buyers in Foxmoor instead feed Kaneland High School in CUSD 302.

Note: With five districts crossing the village, school assignment in Montgomery changes street by street. Always verify the current assignment for any specific address with the district before you offer—our team checks this on every showing. View the village boundary map →

Things to Do in Montgomery, Illinois

🛶

Fox River & Montgomery Park

The village core sits right on the water. Montgomery Park anchors the riverfront with boat access, a playground, and a pavilion, and the Fox River Trail follows the water toward Oswego one way and Batavia the other.

🌳

Parks & Trails

Two park districts cover the village—Fox Valley Park District for most residents, Oswegoland Park District for Seasons Ridge and Marquis Pointe. The 11-mile Virgil Gilman Trail cuts through the east side, with Austin Park, Briarcliff Woods, and neighborhood parks in most subdivisions.

🎣

Jericho Lake & Stuart Sports Complex

Jericho Lake Park wraps a 20-acre stocked fishing lake on the village’s west side, next to the Foxmoor subdivision. Nearby, the Stuart Sports Complex ranks among the largest outdoor sports facilities in the Midwest—a weekend fixture for area families.

🍽️

Gray’s Mill & Local Dining

The 1853 stone gristmill on the riverfront—one of the oldest buildings in the valley—now houses restaurants and Danny Boy’s, a speakeasy-style bar. Douglas Road adds locally owned storefronts, with the full Aurora and Oswego dining scenes minutes away.

🎪

Community Events

Montgomery Fest takes over the riverfront every August—2026 dates are August 14–16—with music, food, and a carnival. The Conservation Foundation’s Day at the Farm at the historic Dickson-Murst Farm is another late-summer tradition.

🛒

Everyday Shopping

Ogden Hill on US 30 covers the big-box run, Orchard Crossing adds Walmart, Aldi, and Walgreens, and the Orchard Road corridor keeps adding restaurants and services. Whatever isn’t in the village is 10 minutes away on Route 59 or in Aurora.

Moving to Montgomery IL — What to Know in 2026

Why People Move Here

Value, plainly. Montgomery delivers the same Fox River setting, commuter access, and subdivision amenities as its neighbors at a median price near $349K—below Oswego, Yorkville, and everything east of the river toward Naperville. The village nearly quadrupled in population between 2000 and 2020, and demand hasn’t let up: more than half of recent sales closed over asking.

Cost of Living

Housing does the heavy lifting at $203–$207 per square foot—below Oswego and well below Naperville for comparable homes. Median household income in the village runs just over $100K and homeownership sits near 80%, so the housing stock skews owner-occupied single-family. Daily expenses track the rest of the western suburbs.

Property Taxes & SSAs

Two counties, two tax pictures: roughly 2.33% effective on the Kane side and 2.55% on the Kendall side. Nearly every newer subdivision carries a Special Service Area for common-area maintenance, and Lakewood Creek single-family homes carry a separate infrastructure assessment of about $1,600 a year. The village also runs a property tax rebate program. We verify the full bill on every property we show.

What to Expect When You Arrive

Groceries and daily errands are on US 30 and Orchard Road, Rush Copley Medical Center is minutes north in Aurora, and the Metra is a 10-minute drive. The one thing to nail down before you buy, not after: your school district and your exact tax bill—both change block by block here, and we check both on every address.

Why O’Neil Property Group?

🏢

Fox Valley Based

Our office is at 201 E Veterans Parkway in Yorkville, 15 minutes from downtown Montgomery. We live and work here. Our agents know which Montgomery subdivisions carry SSA fees, which side of the village sits in which county, and which streets feed which schools.

📊

Hyperlocal Market Knowledge

We track pricing, inventory, and new construction across every Montgomery subdivision—Lakewood Creek to Marquis Pointe. That detail turns into sharper pricing for sellers and smarter offers for buyers. National brokerages covering 50 zip codes can’t match it.

🏗️

New Construction Expertise

We work directly with builders at Marquis Pointe and across the Fox Valley. Our team guides you through the builder process and negotiates incentives on your behalf, at no additional cost to you.

📷

Full-Service Representation

Professional photography, strategic pricing, targeted marketing, contract negotiation, and closing coordination. With Montgomery homes going pending in about a week, your first 48 hours online decide the outcome. We make sure you’re ready for them.

📈

Investment Guidance

Montgomery’s rental demand is steady, driven by the Aurora employment corridor—including the Caterpillar plant—and continued household growth. We provide rental demand analysis, cash flow projections, and access to on-market and off-market opportunities across Kendall and Kane counties.

5-Star Client Experience

Our Google reviews tell the story: responsive communication, local expertise, and results. We earn referrals by delivering a level of service that national platforms and discount brokerages can’t match.

Trusted by Montgomery & Fox Valley Homeowners

Real results from real clients. Here’s what buyers and sellers say about working with our team.

Montgomery IL Real Estate FAQs

Is Montgomery, Illinois a good place to live?
Montgomery pairs a riverfront village core—Montgomery Park, Gray’s Mill, the Virgil Gilman Trail—with master-planned subdivisions and one of the lowest median prices in the Fox Valley at ~$349K. You’re three miles from the Aurora Metra and 15 minutes from I-88. The trade-off: less of its own retail and dining than Oswego or Aurora, though both are minutes away.
What is the median home price in Montgomery in 2026?
The median sale price is running near $349,000, with the typical home value around $336,000—up about 3% over the past year. Townhomes and condos generally trade between $220K and $310K, and new construction at Marquis Pointe starts around $430K. Call or text Kealan at 630-381-4995 for a current market analysis on any Montgomery neighborhood.
Which county is Montgomery, IL in?
Both Kane and Kendall. The village straddles the county line—broadly, the north and west sides sit in Kane County and the south side in Kendall County. It matters practically: effective tax rates run about 2.33% on the Kane side versus 2.55% on the Kendall side, and school district assignments differ too. We confirm the county, district, and full tax bill on every property we show.
What is the commute from Montgomery to Chicago?
Most commuters drive about 10 minutes to the Aurora Transportation Center—roughly three miles north—and take the BNSF Metra line, which reaches Union Station in about an hour, faster on expresses. Driving, plan on 60 to 75 minutes to the Loop via Orchard Road and I-88 outside of rush hour, and about an hour to O’Hare.
Does Montgomery have a Metra station?
Not yet. A BNSF extension into Kendall County—with a proposed Montgomery stop—has been studied for years but has no funded timeline. In practice, the Aurora Transportation Center is only about three miles from most of the village, which is closer than almost any other Fox Valley community without its own station.
Are there new construction homes available in Montgomery?
Yes—D.R. Horton is actively selling at Marquis Pointe, near the US 30/34 junction: two-story singles from 1,818 to 2,600 sq ft, 3 to 4 bedrooms, priced $429,990 to $512,990 with no HOA. It’s currently the only active builder community inside the village. Our team walks you through builder options and negotiates incentives at no cost to you.
What are property taxes like in Montgomery, IL?
It depends on the county line: roughly 2.33% effective with a median bill near $5,100 on the Kane side, and about 2.55% with bills near $6,600 on the Kendall side. Most newer subdivisions carry a Special Service Area (SSA) fee, and Lakewood Creek single-family homes carry a separate infrastructure assessment of about $1,600 per year. Always verify the full bill—including any SSA—on a specific property before you offer.
What school district serves Montgomery?
Five districts serve different parts of the village: Oswego CUSD 308, West Aurora 129, East Aurora 131, Yorkville CUSD 115, and Kaneland CUSD 302. Lakewood Creek Elementary and Nicholson Elementary sit inside the village. Because assignment changes subdivision by subdivision—sometimes street by street—always verify the current assignment for any specific address with the district. View the boundary map →
What are the best neighborhoods in Montgomery?
Depends on your priorities. Lakewood Creek for clubhouse-and-pool amenities. Seasons Ridge for established streets and ranch options. Foxmoor for Kane County/Kaneland schools. Marquis Pointe for new construction. Huntington Chase and Blackberry Crossing West for newer move-up singles. Call or text Kealan at 630-381-4995 with your priorities and we’ll match you to the right subdivision.
Montgomery vs. Oswego — how do they compare?
They share a border, a school district (in part), and the Fox River—but Montgomery’s median price runs about $35K lower. Oswego is bigger (about 35,000 vs 22,000) with more of its own retail, dining, and a larger downtown. Montgomery counters with a shorter drive to the Aurora Metra and more house per dollar. Plenty of our buyers cross-shop the two; we cover both daily.
Is Montgomery a good investment for rental property?
The fundamentals are strong: sustained household growth, the Aurora employment corridor and Caterpillar plant next door, tight inventory at about 1.3 months of supply, and a renter pool that wants newer subdivision housing. Townhomes in Lakewood Creek and Seasons Ridge lease reliably. We run cash flow analysis for investors regularly—reach out for specifics.
How do I sell my home in Montgomery?
Lead with pricing and presentation—Montgomery homes are going pending in about a week and more than half of recent sales closed over list, but that only happens for homes that hit the market correctly. Professional photography and a sharp launch matter. O’Neil Property Group provides a complimentary market analysis and custom marketing plan for every listing. Call or text Kealan at 630-381-4995 to get started.

Find Your Montgomery Home

Whether you’re buying, selling, or just exploring, our Fox Valley team is ready to help you make the right move.